Kiva is an international non-profit, founded in 2005 and based in San Francisco, with a mission to connect people through lending to alleviate poverty. Kiva celebrate and support people looking to create a better future for themselves, their families and their communities. Kiva provide loans as little as $25, to help a borrower start or grow a business, go to school, access clean energy or realise their potential. For some, it’s a matter of survival, for others it’s the fuel for a life-long ambition.
O.I., Opportunity International Australia, provides opportunities for people living in poverty to transform their lives. Rather than a hand-out, O.I. provides its clients with a loan as small as $100 to help grow their small business. This enables them to earn an income and afford food, water, shelter and an education for their children.